In-hand salary by CTC
Monthly take-home pay for common salary packages (new tax regime, FY 2025-26).
Assumes basic = 50% of CTC, full 12% PF, gratuity included in CTC and ₹200/month professional tax. Click a CTC for the full breakup.
| CTC | Monthly in-hand | Yearly income tax | In-hand % of CTC |
|---|---|---|---|
| 3 LPA | ₹21,199 | ₹0 | 85% |
| 4 LPA | ₹28,332 | ₹0 | 85% |
| 5 LPA | ₹35,465 | ₹0 | 85% |
| 6 LPA | ₹42,598 | ₹0 | 85% |
| 7 LPA | ₹49,730 | ₹0 | 85% |
| 8 LPA | ₹56,863 | ₹0 | 85% |
| 9 LPA | ₹63,996 | ₹0 | 85% |
| 10 LPA | ₹71,129 | ₹0 | 85% |
| 12 LPA | ₹85,395 | ₹0 | 85% |
| 14 LPA | ₹99,026 | ₹7,623 | 85% |
| 15 LPA | ₹1,00,308 | ₹77,832 | 80% |
| 18 LPA | ₹1,18,134 | ₹1,20,699 | 79% |
| 20 LPA | ₹1,29,339 | ₹1,57,435 | 78% |
| 22 LPA | ₹1,40,429 | ₹1,95,539 | 77% |
| 25 LPA | ₹1,56,134 | ₹2,63,868 | 75% |
| 30 LPA | ₹1,80,693 | ₹3,97,129 | 72% |
| 35 LPA | ₹2,04,451 | ₹5,40,017 | 70% |
| 40 LPA | ₹2,28,208 | ₹6,82,906 | 68% |
| 50 LPA | ₹2,75,722 | ₹9,68,682 | 66% |
For your exact structure, use the salary calculator.